Mobile Payment Expansion, Bankcard Payment Meets New Challenges

360 subverted the antivirus software, smartphones subverted the digital camera, and innovation often brings an unpredictable impact on existing industries. For bank card payment, mobile payment is the impact. 

According to data from BDR, the percentage of Internet users who use online mobile payment services in China has increased from 50.3% at the end of 2016 to 65.5%, and scan code payment and mobile phone flash payment have become mainstream mobile payment products. Mobile payment scenarios cover almost every aspect, and more and more people choose to go without a wallet. This situation has also triggered the envy of many foreign users. Before this, there was a Frenchman who called out Tencent founder Pony Ma and cried that his country had no mobile payment and he hoped Wechat payment would enter France, it caused widespread concern. 

In August 2017, Singaporean Prime Minister Lee Hsien Loong spoke about the development of electronic payment in China during the speech at the National Day People's Congress. He said that Shanghai street-side stalls have mobile payments , and Singaporeans go to Shanghai like a hillbilly.

For the future development of mobile payment, the industry generally holds a good attitude, but it involves a large number of financial transactions and other issues, so it also needs to be alert to the occurrence of various issues.

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