Mobile Scanning Payment To BOC Joint Operations Platform

Mobile Scanning Payment To BOC Joint Operations platform to issue virtual prepaid card is widely used for Intelligent Bus System now.Recently, the domestic large-scale digital integral operation platform Changli entered into a cooperation agreement with BOCOM Payments Commerce Co., Ltd. to launch the "integral payment" function by using the CUP standard two-dimensional code payment method. In the future, consumers in any one of the UnionPay "cloud flash payment" logo offline business consumer, you can smooth through the APP, using points to make payments. Nowadays, when the concept of cashlessness prevails, consumers have long been accustomed to and accustomed to the way of mobile payment. However, "integral payment" takes sensitization of virtual assets as an entry point and opens up a new window for offline payment by scanning the QR scanner .

Points + payment points will be offline payment field "upstart"?

Cheong Yee is a joint venture of CCB International and UnionPay, with the invitation of Bank of China, China Mobile, and the jointly operated digital integral eco-affiliate operation platform jointly managed by China Eastern Airlines. With the three branches of Bank of China, China Mobile and China Eastern Airlines Central enterprises up to 400 million high-quality active users and billions of points of stock. As a joint venture company jointly established by Bank of China and China UnionPay, BOC has successfully launched the first domestic UnionPay standard magnetic stripe prepaid card and the first CUP standard electronic cash prepaid card since the end of 2009, and has successfully provided railways, urban public transport, education , Tourism, cross-border and many other areas to provide integrated online and offline payment solutions, product systems include physical prepaid cards, virtual accounts, wearable devices and other mobile payment products--Rakinda handheld scanner RK1302 .

Pursuant to the cooperation agreement with BOCT, the two parties jointly issue a virtual prepaid card "Changyou Card" which can support the payment of UnionPay QR code. Consumers can apply for "Changyou Card" when they are accepted by APP. Use the offline "Points Pay" feature. There is not much difference between the user process and the current process of code scanning: Consumers can open the payment by APP and select the function of "integral payment", then the payment can be completed by simply scanning the terminal device. The difference with other payment tools is: When using "point payment" to make payment, consumers can deduct the amount to be paid with the points accumulated in usual time. At present, the "integral payment" function has been covered by all offline UnionPay "cloud flash payment" businesses. Consumers can experience this functionality at nearly a million merchants, including Starbucks, The Family, McDonald's, Metro, IKEA, and Watson.

Today, with the rapid development of third-party payment such as "Alipay" and "WeChat Payment", mobile payment has become one of the daily payment methods for consumers. Chang said by the side, used to offset the number of points paid, is derived from the accumulation of daily consumer spending, such as credit card points, airline miles accumulated, spending points and so on. These points were originally because of the individual value of small, "cash" less opportunities, and often ignored by consumers, idle, but through smooth by the APP points vouchers, management, in the "Credits" this offline scenario, Converted into a re-consumer cash benefits, the real "integral when money."

Seize the line to open up the line under the points of equity

According to the latest report released by China Tech Insights, 84% of users in Mainland China have said they are accustomed to "no money, only mobile phones." It can be seen that most consumers have fully accepted and started to make mobile payments an extremely everyday payment method. With the development of user habits and increasingly fierce competition in the payment field, it has become a new topic how to find new pain points and product differentiation points for users.

Unite to launch "Bonus Credit" by UnionPay is to integrate the functions of points, wallets and mobile phones. With "Bonus Points as a Memorabilia" as a breakthrough point, we can open new ways to pay offline and bring more scenarios, smarter and faster for users. , Safer mobile payment experience, so that consumers really achieve "while spending, while saving money, while making money." Previously, Chang by online consumer scene has been with Jingdong Mall, Netease and other quality e-commerce providers to open avenues for cooperation. Now, through the cooperation with BOCT, CUP's "Cloudless Pay" national MillionTerminal support and massive offline merchant resources mean that the credits used by Credits can be expanded from online to offline to form a Cross-platform ecosystem between "business-user-integral".

Shenzhen RAKINDA Technology Co., Ltd. is specialized in the development of smart card hardware and software systems, production, sales and operations in one of the national high-tech enterprises. Products are widely used in city card, park area, retail businesses, parking fees, government platforms and other consumer areas. With years of focus on management, innovation and development, the company in the industry

Has a wide range of customer base and industry reputation, to achieve the city card applications and urban bus intelligent scheduling management.